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Real Estate

Our rates are lower than Quicken, Wells Fargo, Chase, and other national lenders.

Best California Mortgage Rates

2.75% for 30-year fixed, APR 2.891%

Refinance Mortgage

Purchase Home

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*Interest Rate Assumption: 30-Year Fixed-Rate Mortgage. Interest Rate is based on $600,000 purchase price, $450,000 loan amount, FICO 740, 1.125-point origination fee. Today‚Äôs rate with no points: 3.25%, APR 3.301% for a 30-Year Fixed-Rate Mortgage. Interest Rate is based on $600,000 purchase price, $450,000 loan amount, FICO 740, Zero-point origination fee. 

Updated 5/20/2020. Individual results may vary.

3611 Valley Centre Dr #175, San Diego, CA 92130

866-638-2011

info@homebayfinancial.com

Home Bay Financial Inc.

CAL DRE Corp ID # 02090922

NMLS# 1856453